The most widely used credit score model in the United States is the FICO score, which ranges from 300 to 850, with higher numbers indicating a better credit score.
Tips to Boost Your Credit Score
Pay your bills on time: Late payments can have a negative impact on your credit score, so it's important to pay all your bills on time.
Tips to Boost Your Credit Score
Keep your credit card balance low: High credit card balances can indicate that you are growing yourself financially, which can lower your credit score.
Tips to Boost Your Credit Score
Try to keep your credit card balance below 30% of your credit limit. Do not close old credit accounts:
Be selective about applying for new credit: Every time you apply for credit, it generates a "hard check" on your credit report, which can temporarily lower your credit score.